Current: The Future of Banking 7.7.0

Current is a financial technology company that offers a range of banking services to help you manage your money effectively. With our mobile banking app and Visa credit and debit cards, you can improve your spending habits, savings, and overall financial management.

It's important to note that Current is not a bank itself, but rather partners with Choice Financial Group and Cross River Bank, both members of the FDIC, to provide banking services.

Join the millions of satisfied members who have chosen Current as their banking solution. Sign up today to experience the benefits.

What can you do with Current?

• Build credit: Use our Build Card to safely build credit without the need for credit checks or an existing credit history.
• Skip the fees: Enjoy fee-free overdrafts and cash withdrawals from over 40,000 Allpoint ATMs across the U.S.
• Get paid faster: With direct deposit, you can receive your payday earnings up to two days earlier.
• Save intelligently: Start earning up to 4.00% APY on your savings by using our Pods feature and maintaining a qualifying direct deposit.
• Earn rewards: Benefit from up to 7x points and cash back on transactions made with Current.
• Spend wisely: Keep track of your spending through notifications and gain insights into your financial habits. You can also make instant money transfers using Current Pay.
• Access your funds easily: Experience instant gas hold removals, allowing you immediate access to your funds.
• Stay safe: Utilize our privacy controls to safeguard your personal information and block your card using the app if needed.
• Get help when you need it: Our support team is available 24/7 to assist you via chat in the app.

Benefits of Teen Accounts

• Savings education: Introduce your teenagers to savings goals through our Savings Pods feature.
• Easily manage allowances: Transfer money instantly from parent to teen, receive spending notifications, and schedule automated allowance payments.
• Budgeting tools: Help your teenagers develop money management skills with our budgeting tools.
• Enhanced safety features: As a parent, you can pause the card, set spending limits, and block specific merchants using the app's parental controls.

There are no minimum requirements to open any account with us. However, when opening a teen account, it must be linked to a parent's account through the app.

Once you activate your virtual credit or debit card, you can start using your account right away.

Please be aware that certain fees may apply for some services, such as out of network ATM fees, late payment fees, foreign transaction fees, and card replacement fees. You can find detailed information about these fees and other terms and conditions on our website.

The Current Visa Debit Card is issued by Choice Financial Group under a license from Visa U.S.A. Inc. It can be used wherever Visa debit cards are accepted. The Current Visa secured charge card is issued by Cross River Bank under a license from Visa U.S.A. Inc. It can be used wherever Visa credit cards are accepted. Please refer to the back of your card for information about the issuing bank. Note that a Current Individual Account is required to apply for the Current Visa secured charge card, and independent approval is necessary.